Black Friday shoppers wearing face masks shop at the Citadel Outlets in Commerce, Calif., Nov. 26, 2021. The holiday season is full of sneaky costs, expensive travel and the pressure to spend. It’s a time that leaves many Americans in debt long after the decorations come down. But with some planning and the patience to hunt for deals, you can still enjoy a meaningful season without spending hundreds of dollars in interest payments. (AP Photo/Ringo H.W. Chiu, File)
