This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. What you pay for a prescription drug varies enormously depending on your medication, pharmacy, insurance and other factors. Finding a way to afford your prescriptions can be crucial, because people who don’t take medicine as prescribed due to the cost could wind up sicker or dead. To lower the cost of your drugs, ask your doctor if you can take a generic version or make lifestyle changes to reduce the need for a prescription. (NerdWallet via AP, File)