This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. While inflation is still hanging around, you can take three specific actions to better insulate your finances. First, reconsider your emergency fund. Yes, it can be too large — and you may be better off investing that cash. Next, review your home insurance coverage. Rebuilding costs are way up, and most people are underinsured anyway. Finally, check for “bracket creep” — a term that refers to those who face higher tax rates as their income outpaces the IRS’ inflation rate — and adjust your withholding accordingly. (NerdWallet via AP, File)
