In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. We often talk about money fears as they relate to adults, but teens can have them, too. Money fears can develop at a young age and linger into adulthood. Parents can help equip their kids with a positive money mindset by having honest conversations about money and playing money-related games. (AP Photo/Elise Amendola, File)