In this June 15, 2018, file photo, cash is fanned out from a wallet in North Andover, Mass. Having the right amount of financial confidence, or belief in our money-related abilities, can help us make better financial decisions, experts say. Building financial confidence starts with developing a basic working knowledge of budgeting, saving and investing. Finding a supportive community and place where you can ask questions also helps. (AP Photo/Elise Amendola, File)