This undated file photo provided by NerdWallet shows Liz Weston, a columnist for personal finance website NerdWallet.com. Benefits make up more than 30% of the typical compensation package, but companies aren’t always clear about how much value they add for employees. Knowing what benefits are worth can help you evaluate job offers or better negotiate your next raise. When reviewing your employer’s current offerings, start by checking your pay stub for health insurance contributions. Next, evaluate your retirement plan and company match. (NerdWallet via AP, File)